You can apply for energy-efficient financing through a government-insured or conventional loan program. Some states have programs specifically for their residents -- contact your state energy office for information.

There are EEMs designed for both new homes and existing homes. With an EEM, you can purchase or refinance a home that is already energy-efficient or you can purchase or refinance a home that will become energy-efficient after energy-saving improvements. Most energy-efficient financing programs offer both types of EEMs, as well as home-improvement loans for making energy-efficiency upgrades to your existing home. 

This is a re-post from EERE Energy Savers Read more... 

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